Introduction
Starting a business can be expensive, and every dollar counts in the early stages. One common question new entrepreneurs ask is: “How can I get an LLC for free?” While forming an LLC entirely for free isn’t usually possible due to required state fees, there are smart ways to minimize your costs and avoid unnecessary expenses.
Is It Possible to Get an LLC for Free?
Technically, no U.S. state offers LLC formation completely free of charge. All states require a filing fee to process your Articles of Organization. However, there are ways to reduce or eliminate other related costs.
5 Ways to Reduce the Cost of Forming an LLC
1. DIY Filing (Avoid Using Paid Services)
You can form an LLC yourself without paying a third-party service. Visit your state’s Secretary of State website and complete the forms directly.
2. Choose a State with Low Filing Fees
Some states have lower filing costs. For example:
- Kentucky: $40
- Arkansas: $45
- Mississippi: $50
Compare fees before choosing your formation state (if applicable).
3. Act as Your Own Registered Agent
Instead of paying $100–$300/year for a registered agent, you can list yourself or a trusted individual with a physical address in the state.
4. Skip the Operating Agreement Template Fees
Many websites charge for LLC operating agreement templates, but you can often find free templates online—or create your own based on your needs.
5. Apply for an EIN Directly from the IRS
Don’t pay for an EIN. You can get one for free through the IRS website.
States That Offer Waivers or Discounts
Some states occasionally waive LLC filing fees for specific groups:
- Veterans or minority entrepreneurs may be eligible.
- Certain states run limited-time business grant programs.
- Low-income applicants might qualify for assistance.
Check your state’s small business development office for details.
Watch Out for Hidden Costs
Many “free LLC” ads charge hidden fees like:
- Registered agent service add-ons
- Upsells for EIN application
- Expedited processing charges
Always read the fine print before using any service claiming to help you form an LLC for free.
Final Thoughts: Is “Free LLC” Worth It?
While you can’t completely avoid the mandatory state filing fee, you can save hundreds of dollars by handling the process yourself. So if you’re asking, “how can I get an LLC for free?”, the answer lies in doing it yourself, minimizing extra services, and using free government resources.
