Introduction
If you’re visiting the United States and plan to stay for an extended period, you might wonder: Can a visitor open a bank account in the USA? The good news is, yes—in many cases, visitors can open a U.S. bank account. However, the process depends on the bank’s policies, your visa status, and the documents you provide.
Who Qualifies as a Visitor?
A visitor in the U.S. typically holds a B1/B2 tourist or business visa or another non-immigrant visa type. Some banks allow such visitors to open bank accounts, but you must physically be present in the U.S.—online account openings may not be available for non-residents.
Can a Visitor Open a Bank Account in the USA?
Yes, many U.S. banks allow non-resident foreigners or visitors to open bank accounts, but not all branches do. It’s essential to contact the specific bank location first.
Popular banks that sometimes allow visitor account openings:
- Bank of America
- Chase Bank
- Wells Fargo
- Citibank
Documents You May Need
Each bank has its own requirements, but generally, visitors should prepare:
- Valid Passport
- U.S. Visa (B1/B2 or other)
- I-94 Arrival Record
- Proof of Address in the U.S. (e.g., hotel, Airbnb, or friend’s residence)
- Secondary ID (e.g., foreign driver’s license or national ID)
- ITIN (not always required, but helpful for certain account types)
Some banks might require a Social Security Number (SSN), but others do not.
Tips to Improve Your Chances
- Visit a bank branch located in a major city or near international hubs
- Explain your purpose and provide clear documentation
- Be prepared to make an initial deposit
- Choose international-friendly banks that deal with expats and travelers
Benefits of Having a U.S. Bank Account
- Lower foreign transaction fees
- Safer money storage while traveling
- Easier payments for accommodations, bills, or online purchases
- Foundation for future business or investment in the U.S.
Final Thoughts
So, can a visitor open a bank account in the USA? Absolutely—but it requires the right documentation, preparation, and the right bank. Before visiting a branch, call ahead to confirm their policy for non-residents. A U.S. bank account can offer convenience and financial flexibility during your stay.
Starting a business in the U.S.? Visit FormLLC.us to learn how to form an LLC or get your EIN as a non-resident.
